Best Housing & Financial in Colorado — 16 resources

About Housing & Financial for Women

Housing and financial assistance for women combines federal programs (HUD, TANF, SNAP, LIHEAP) with state and local efforts. Section 8 Housing Choice Vouchers and public housing are administered by local Public Housing Authorities (PHAs), with VAWA giving survivors of domestic violence priority and emergency transfer rights. Emergency shelter and rapid rehousing run through HUD's Continuum of Care and Coordinated Entry. Mothers with custodial children typically qualify for TANF cash assistance and family-priority housing. Community action agencies and 211 lines coordinate utility help, emergency funds, and rent assistance. This directory covers PHAs, shelter systems, 211 referral lines, and community action agencies.

Housing & Financial in Colorado

Colorado uses 'allocation of parental responsibilities' instead of 'custody' and hears cases in district courts. The Child Support Services division runs enforcement statewide. Denver, Colorado Springs, Aurora, and Fort Collins anchor the major metros. Colorado Legal Services, Project Safeguard, and the Violence Free Colorado coalition support women across the state.

16 Resources

1. Colorado Housing and Finance Authority (CHFA) — Free

CHFA finances affordable rental developments and offers below-market mortgages with down payment assistance for first-time homebuyers in Colorado. Mothers can attend free homebuyer education classes at the Blake Street office or online. Rural and urban property lists are updated monthly.

800-877-2432 · 1981 Blake St, Denver, CO 80202 · Mon-Fri 8am-5pm · Visit Website

2. Colorado Emergency Rental Assistance — Free

Administered by the Department of Local Affairs' Division of Housing, the state's emergency rental and utility help is accessed through 211. Mothers facing eviction can request landlord-direct payments and short-term arrears assistance based on county-level provider availability.

211 · Statewide Service · Mon-Fri 8am-5pm · Visit Website

3. Denver Housing Authority — Free

DHA owns and manages public housing communities across Denver and administers Housing Choice Vouchers (Section 8). Mothers can apply during open waitlist windows; the Grant Street office processes applications and coordinates Family Self-Sufficiency programs paired with savings escrow.

720-932-3000 · 777 Grant St, Denver, CO 80203 · Mon-Fri 8am-5pm · Visit Website

4. Colorado Springs Housing Authority — Free

Colorado Springs Housing Authority manages public housing and HCV vouchers across El Paso County from the South Nevada Avenue office. Preferences are sometimes given to working families, veterans, and survivors of domestic violence under VAWA housing protections.

719-387-6700 · 831 S Nevada Ave, Colorado Springs, CO 80903 · Mon-Fri 8am-5pm · Visit Website

5. Habitat for Humanity — Metro Denver — Free

Habitat Metro Denver builds and sells homes to working families earning 30-80% of area median income through zero-interest mortgages and 250 hours of sweat equity. The West 8th Avenue ReStore funds construction through donated home goods. Mothers apply during open enrollment windows announced on the website.

303-534-2929 · 2100 W 8th Ave, Denver, CO 80204 · Mon-Fri 8am-5pm · Visit Website

6. Colorado Department of Local Affairs — Housing — Free

DOLA's Division of Housing funds local housing authorities, Continuum of Care homelessness systems, and the State Housing Voucher program. The Sherman Street office is where mothers can find statewide rental development pipelines and emergency homelessness response funds.

303-864-7720 · 1313 Sherman St Suite 500, Denver, CO 80203 · Mon-Fri 8am-5pm · Visit Website

7. LEAP — Low-Income Energy Assistance Program — Free

Colorado LEAP helps eligible mothers pay heating costs from November 1 through April 30 each year, with direct utility payments to Xcel Energy, Black Hills, and rural cooperatives. Applications open at cdhs.colorado.gov/leap or by calling Heat Help.

866-432-8435 · Statewide Service · Mon-Fri 8am-5pm (Nov-Apr) · Visit Website

8. Salvation Army — Colorado — Free

Salvation Army's Intermountain Divisional Headquarters on High Street coordinates emergency rent and utility assistance across the Front Range. Local corps community centers in Denver, Aurora, Pueblo, and Fort Collins distribute funds based on weekly availability.

303-295-2107 · 2915 High St, Denver, CO 80205 · Mon-Fri 9am-5pm

9. HUD.gov — Find Local Office — Free

HUD's Region 8 office in Denver oversees Colorado, Utah, Wyoming, Montana, and the Dakotas. The HUD locator tool finds approved housing counselors who can help mothers navigate FHA loans, reverse mortgages, and foreclosure prevention.

Nationwide · Online · Visit Website

10. HUD Homeless Resources — Free

HUD's Continuum of Care directory identifies which agency runs the homeless response in each Colorado region: Metro Denver Homeless Initiative for the metro, Pikes Peak Continuum for El Paso, and Northern Colorado Continuum for Larimer and Weld counties.

Nationwide · Online · Visit Website

11. LIHEAP — Energy Assistance — Free

LIHEAP is the federal program behind Colorado LEAP. The national site explains weatherization assistance and crisis utility help, important for mothers in mountain communities facing extreme winter heating bills.

Nationwide · Online · Visit Website

12. Salvation Army — Find Help — Free

The national Salvation Army locator shows every Colorado corps with food, shelter, and rental assistance hours. Includes seasonal programs like Christmas Angel Tree and back-to-school distributions critical to low-income mothers.

Nationwide · Online · Visit Website

13. Catholic Charities USA — Free

Catholic Charities of Denver, Pueblo, and Colorado Springs operate independently under the national umbrella. Services include shelters (Samaritan House in Denver), refugee resettlement, and adoption services. Help is non-sectarian.

Nationwide · Online · Visit Website

14. United Way Worldwide — Free

Mile High United Way (Denver), Pikes Peak United Way (Colorado Springs), and United Way of Larimer County each operate 211 referral lines and direct grant programs for Colorado mothers facing housing crises. Local United Ways set their own funding priorities each year.

Nationwide · Online · Visit Website

15. Habitat for Humanity — Free

Habitat International's site links to the 12+ Colorado affiliates serving everywhere from Denver to the San Luis Valley. Each affiliate sets its own income criteria and family selection process; the national directory is the fastest way to find yours.

Nationwide · Online · Visit Website

16. Family Promise — Free

Family Promise affiliates in Greater Denver, Colorado Springs, and Grand Junction shelter families with children using rotating host congregations rather than traditional facility shelters. Mothers stay together with their kids, including older sons who are often excluded from women's shelters.

Nationwide · Online · Visit Website

Frequently Asked

How many housing & financial resources are in Colorado?
Women's Corner tracks 16 housing & financial resources for women in Colorado.
Are housing & financial resources in Colorado free?
16 of the 16 listed housing & financial resources in Colorado are explicitly free or low-cost.
Which cities in Colorado have housing & financial resources?
Listings span cities including Denver, Colorado Springs.
What are some examples of housing & financial resources in Colorado?
Featured entries include Colorado Housing and Finance Authority (CHFA), Colorado Emergency Rental Assistance, Denver Housing Authority, Colorado Springs Housing Authority, Habitat for Humanity — Metro Denver.
Do these listings include phone numbers?
8 of 16 Colorado housing & financial listings include phone numbers.
How long is the Section 8 waitlist?
It varies wildly — a few months in smaller markets, 5+ years in cities like LA, NYC, and DC. Apply to multiple Public Housing Authorities (PHAs) in your region. PHAs give preference to families with children, domestic violence survivors, veterans, and homeless applicants — make sure you check every preference box you qualify for.
What does 211 do?
211 is a free, 24/7 nationwide referral line run by United Way. Call or text 211 to reach a live specialist who connects you to local rent assistance, utility help, food, childcare, transportation, and emergency funds. They know the small local funds Google won't show you. Always start here in a financial emergency.
Can I get TANF as a single mother?
Yes — TANF (Temporary Assistance for Needy Families) is the main cash assistance program for low-income parents with minor children. Apply through your state's Department of Human/Social Services. Benefits, time limits, and work requirements vary by state. You can receive TANF and SNAP, Medicaid, WIC, and childcare assistance simultaneously.
What if I'm being evicted?
Call 211 and your local legal aid office the same day you're served — most states have Emergency Rental Assistance programs through the LIHEAP/ERA pipeline that can pay back rent. You have the right to a court hearing before eviction — don't move out before the hearing. DV survivors have additional protections under VAWA that block eviction based on the abuse.