Best Housing & Financial in Iowa — 16 resources

About Housing & Financial for Women

Housing and financial assistance for women combines federal programs (HUD, TANF, SNAP, LIHEAP) with state and local efforts. Section 8 Housing Choice Vouchers and public housing are administered by local Public Housing Authorities (PHAs), with VAWA giving survivors of domestic violence priority and emergency transfer rights. Emergency shelter and rapid rehousing run through HUD's Continuum of Care and Coordinated Entry. Mothers with custodial children typically qualify for TANF cash assistance and family-priority housing. Community action agencies and 211 lines coordinate utility help, emergency funds, and rent assistance. This directory covers PHAs, shelter systems, 211 referral lines, and community action agencies.

Housing & Financial in Iowa

Iowa district courts hear family cases in all 99 counties, with the Child Support Recovery Unit under the Department of Human Services managing enforcement. Des Moines, Cedar Rapids, Davenport, and Sioux City are the largest metros. Iowa Legal Aid and the Iowa Coalition Against Domestic Violence support women, with self-represented litigant coordinators in every county.

16 Resources

1. Iowa Finance Authority — Free

IFA at 1963 Bell Avenue in Des Moines administers the federal LIHTC, HOME, and Iowa's own state housing trust fund, plus first-time homebuyer mortgage and down-payment programs targeted at moderate-income women. The IFA call center at 515-725-4900 can confirm eligibility and connect callers to participating lenders.

515-725-4900 · 1963 Bell Ave Suite 200, Des Moines, IA 50315 · Mon-Fri 8am-4:30pm · Visit Website

2. Des Moines Municipal Housing Agency — Free

DMMHA on East Euclid Avenue administers public housing and the Section 8 Housing Choice Voucher program for the city of Des Moines. The waiting list is opened periodically by lottery; preferences include displacement by domestic violence and households with disabilities. Reach the agency at 515-323-8950 to check current waitlist status.

515-323-8950 · 100 E Euclid Ave, Des Moines, IA 50313 · Mon-Fri 8am-4:30pm · Visit Website

3. Cedar Rapids Housing Services — Free

Cedar Rapids' city housing agency manages Section 8 vouchers and a small public housing portfolio for Linn County, with a separate Housing Recovery Program established after the 2008 flood and 2020 derecho. Phone intake at 319-286-5872 can confirm whether the waiting list is currently open.

319-286-5872 · Cedar Rapids, IA 52401 · Mon-Fri 8am-4:30pm · Visit Website

4. Habitat for Humanity — Greater Des Moines — Free

Greater Des Moines Habitat at 2433 Scott Avenue builds and rehabilitates 30+ homes per year sold to qualifying low-income families at zero-interest mortgages. Selection criteria include 300 hours of sweat equity, completion of homebuyer education, and income between 30-80% AMI. Apply by calling 515-471-8686.

515-471-8686 · 2433 Scott Ave, Des Moines, IA 50317 · Mon-Fri 8am-5pm · Visit Website

5. Iowa Community Action Association — Free

The state association coordinates Iowa's 17 Community Action Agencies, which administer LIHEAP, weatherization, Head Start, and emergency rent and utility assistance in every county. The Des Moines office at 515-244-7010 can direct a woman to her local CAA, which is the first stop for crisis aid.

515-244-7010 · Des Moines, IA 50309 · Mon-Fri 8am-5pm · Visit Website

6. LIHEAP Iowa — Energy Assistance — Free

Iowa's LIHEAP program runs October through April and pays a portion of heating costs directly to the utility for qualifying low-income households; women on fixed income or facing winter shut-off should apply through their local CAA. The state office at 515-281-0859 can confirm income limits, which change annually.

515-281-0859 · Statewide Service · Mon-Fri 8am-4:30pm

7. Salvation Army — Iowa — Free

The Salvation Army's Des Moines Citadel and regional corps in Cedar Rapids, Davenport, and Sioux City offer emergency rent and utility assistance from earmarked funds, often the last resource before eviction. Walk-in hours vary by location; the state coordinating office reachable at 515-282-4621 can confirm where help is currently available.

515-282-4621 · Multiple IA locations · Mon-Fri 9am-5pm · Visit Website

8. Sioux City Housing Authority — Free

Sioux City Housing Authority at 405 6th Street manages public housing units and Section 8 vouchers for the city, with preference categories for working families and victims of domestic violence under the VAWA housing protections. Waiting list updates are by phone at 712-279-6286.

712-279-6286 · 405 6th St, Sioux City, IA 51101 · Mon-Fri 8am-4:30pm

9. HUD.gov — Find Local Office — Free

HUD's main site indexes the agency's regional and field offices, the public housing authority directory, and the searchable list of HUD-approved housing counseling agencies. Iowa women preparing for foreclosure mediation or for a homebuyer education class can find HUD-certified counselors here at no cost.

Nationwide · Online · Visit Website

10. HUD Homeless Resources — Free

HUD's Continuum of Care pages list the lead agency for each CoC in Iowa, which is the entry point into coordinated entry — the centralized assessment that ranks every homeless or near-homeless household for available rapid rehousing and permanent supportive housing slots in the region.

Nationwide · Online · Visit Website

11. LIHEAP — Energy Assistance — Free

The federal LIHEAP page at the Administration for Children and Families explains how the block grant is distributed to states, links to the Iowa application portal, and lists weatherization providers who can reduce winter heating bills longer-term through insulation and air-sealing work.

Nationwide · Online · Visit Website

12. Salvation Army — Find Help — Free

The national Salvation Army locator returns the nearest corps community center by ZIP, with current hours and the contact for the social services coordinator. Programs vary by site — some run thrift store vouchers, some have transitional housing, some specialize in disaster relief — so it pays to call before walking in.

Nationwide · Online · Visit Website

13. Catholic Charities USA — Free

Catholic Charities of Sioux City, Des Moines, Dubuque, and Davenport cover the four Catholic dioceses of Iowa with rental assistance, refugee resettlement, immigration legal services, and counseling. Services are offered to women of any faith or no faith; the national locator at catholiccharitiesusa.org finds the right diocesan agency.

Nationwide · Online · Visit Website

14. United Way Worldwide — Free

United Way's national 211 service is the umbrella for local 211 lines that index every community-based emergency assistance program in Iowa — food pantries, rent and utility funds, transportation help, and crisis hotlines — with referrals customized to the caller's ZIP and presenting need.

Nationwide · Online · Visit Website

15. Habitat for Humanity — Free

Habitat International coordinates more than 1,000 US affiliates including six in Iowa — Greater Des Moines, Iowa Valley, Quad Cities, Cedar Valley, Siouxland, and Heart of Iowa. The national locator at habitat.org returns the nearest affiliate along with the average wait time for a homeownership application.

Nationwide · Online · Visit Website

16. Family Promise — Free

Family Promise runs the national network of interfaith hospitality networks that shelter homeless families with children through partnering congregations. The Iowa affiliates in Des Moines and Linn County keep families together while providing case management toward permanent housing within 90 days on average.

Nationwide · Online · Visit Website

Frequently Asked

How many housing & financial resources are in Iowa?
Women's Corner tracks 16 housing & financial resources for women in Iowa.
Are housing & financial resources in Iowa free?
16 of the 16 listed housing & financial resources in Iowa are explicitly free or low-cost.
Which cities in Iowa have housing & financial resources?
Listings span cities including Des Moines, Cedar Rapids, Sioux City.
What are some examples of housing & financial resources in Iowa?
Featured entries include Iowa Finance Authority, Des Moines Municipal Housing Agency, Cedar Rapids Housing Services, Habitat for Humanity — Greater Des Moines, Iowa Community Action Association.
Do these listings include phone numbers?
8 of 16 Iowa housing & financial listings include phone numbers.
How long is the Section 8 waitlist?
It varies wildly — a few months in smaller markets, 5+ years in cities like LA, NYC, and DC. Apply to multiple Public Housing Authorities (PHAs) in your region. PHAs give preference to families with children, domestic violence survivors, veterans, and homeless applicants — make sure you check every preference box you qualify for.
What does 211 do?
211 is a free, 24/7 nationwide referral line run by United Way. Call or text 211 to reach a live specialist who connects you to local rent assistance, utility help, food, childcare, transportation, and emergency funds. They know the small local funds Google won't show you. Always start here in a financial emergency.
Can I get TANF as a single mother?
Yes — TANF (Temporary Assistance for Needy Families) is the main cash assistance program for low-income parents with minor children. Apply through your state's Department of Human/Social Services. Benefits, time limits, and work requirements vary by state. You can receive TANF and SNAP, Medicaid, WIC, and childcare assistance simultaneously.
What if I'm being evicted?
Call 211 and your local legal aid office the same day you're served — most states have Emergency Rental Assistance programs through the LIHEAP/ERA pipeline that can pay back rent. You have the right to a court hearing before eviction — don't move out before the hearing. DV survivors have additional protections under VAWA that block eviction based on the abuse.