Best Housing & Financial in North Carolina — 14 resources

About Housing & Financial for Women

Housing and financial assistance for women combines federal programs (HUD, TANF, SNAP, LIHEAP) with state and local efforts. Section 8 Housing Choice Vouchers and public housing are administered by local Public Housing Authorities (PHAs), with VAWA giving survivors of domestic violence priority and emergency transfer rights. Emergency shelter and rapid rehousing run through HUD's Continuum of Care and Coordinated Entry. Mothers with custodial children typically qualify for TANF cash assistance and family-priority housing. Community action agencies and 211 lines coordinate utility help, emergency funds, and rent assistance. This directory covers PHAs, shelter systems, 211 referral lines, and community action agencies.

Housing & Financial in North Carolina

North Carolina district courts handle family matters in all 100 counties, with some counties having dedicated family court sessions. The Child Support Services Section operates under DHHS. Charlotte, Raleigh, Greensboro, Durham, and Winston-Salem are the largest metros. Legal Aid of North Carolina and the North Carolina Coalition Against Domestic Violence (NCCADV) serve women statewide.

14 Resources

1. NC Housing Finance Agency — Free

NC Housing Finance Agency is the go-to housing and financial resource in the Raleigh area for rental assistance, utility help, emergency funds, and housing stability. Contact (919) 877-5700 to ask about appointments, documents to bring, and waitlist status. Open Mon-Fri 8am-5pm — confirm by phone before driving in. Free for qualifying North Carolina mothers and their children.

(919) 877-5700 · 3508 Bush St, Raleigh, NC 27609 · Mon-Fri 8am-5pm · Visit Website

2. Charlotte Housing Authority — Free

Charlotte Housing Authority works with women across North Carolina on rental assistance, utility help, emergency funds, and housing stability. Contact (704) 336-5183 to ask about appointments, documents to bring, and waitlist status. Hours are Mon-Fri 8am-5pm, and walk-ins may be accepted depending on staffing. Free of charge for women meeting income or program eligibility.

(704) 336-5183 · 1301 S Boulevard, Charlotte, NC 28203 · Mon-Fri 8am-5pm

3. Raleigh Housing Authority — Free

Raleigh Housing Authority is the go-to housing and financial resource in the Raleigh area for rental assistance, utility help, emergency funds, and housing stability. Dial (919) 831-8300 for an initial conversation about your situation. Open Mon-Fri 8am-5pm — confirm by phone before driving in. Free of charge for women meeting income or program eligibility.

(919) 831-8300 · 900 Haynes St, Raleigh, NC 27604 · Mon-Fri 8am-5pm · Visit Website

4. NC Emergency Rental Assistance — Free

NC Emergency Rental Assistance provides rental assistance, utility help, emergency funds, and housing stability for women in North Carolina. Phone (888) 927-5467 for case-by-case eligibility, current openings, and next steps. Hours are Mon-Fri 8am-5pm, and walk-ins may be accepted depending on staffing. Free of charge for women meeting income or program eligibility.

(888) 927-5467 · Statewide program · Mon-Fri 8am-5pm · Visit Website

5. Salvation Army NC — Emergency Aid — Free

Salvation Army NC — Emergency Aid provides rental assistance, utility help, emergency funds, and housing stability for women in North Carolina. Phone (800) 725-2769 for case-by-case eligibility, current openings, and next steps. Available Mon-Fri 9am-4pm; the team can answer questions about documents and timing. Services are offered at no cost to women who meet program criteria.

(800) 725-2769 · Multiple locations statewide · Mon-Fri 9am-4pm · Visit Website

6. Habitat for Humanity — Charlotte — Free

Habitat for Humanity — Charlotte serves women in Charlotte and surrounding North Carolina communities with rental assistance, utility help, emergency funds, and housing stability. Dial (704) 376-2054 for an initial conversation about your situation. Hours are Mon-Fri 8am-5pm, and walk-ins may be accepted depending on staffing. Services are offered at no cost to women who meet program criteria.

(704) 376-2054 · 3220 N Davidson St, Charlotte, NC 28205 · Mon-Fri 8am-5pm · Visit Website

7. HUD.gov — Find Local Office — Free

Federal housing assistance hub. Section 8, public housing, homeless services, and HUD office locator for every state for low-income women and families. Access the resource library, directory, and any helpline information directly at the website — no account is typically required. Useful for low-income women and families who need vetted, plain-language information on rental assistance, emergency shelter referrals, utility help, and housing search support. Available online 24/7 — free for qualifying women.

Nationwide · Online · Visit Website

8. HUD Homeless Resources — Free

Federal homeless assistance programs and Continuum of Care contacts in every community for low-income women and families. Access the resource library, directory, and any helpline information directly at the website — no account is typically required. Useful for low-income women and families who need vetted, plain-language information on rental assistance, emergency shelter referrals, utility help, and housing search support. Available online 24/7 — free for qualifying women.

Nationwide · Online · Visit Website

9. LIHEAP — Energy Assistance — Free

Low Income Home Energy Assistance Program — help with heating, cooling, and weatherization in every state for low-income women and families. Access the resource library, directory, and any helpline information directly at the website — no account is typically required. Useful for low-income women and families who need vetted, plain-language information on rental assistance, emergency shelter referrals, utility help, and housing search support. Available online 24/7 — free for qualifying women.

Nationwide · Online · Visit Website

10. Salvation Army — Find Help — Free

Emergency shelter, rent assistance, food, utilities, and transitional housing in nearly every US community for low-income women and families. Access the resource library, directory, and any helpline information directly at the website — no account is typically required. Useful for low-income women and families who need vetted, plain-language information on rental assistance, emergency shelter referrals, utility help, and housing search support. Available online 24/7 — free for qualifying women.

Nationwide · Online · Visit Website

11. Catholic Charities USA — Free

Emergency assistance, housing, food, and family support — local agency in nearly every diocese nationwide. Access the resource library, directory, and any helpline information directly at the website — no account is typically required. Useful for low-income women and families who need vetted, plain-language information on rental assistance, emergency shelter referrals, utility help, and housing search support. Available online 24/7 — free for qualifying women.

Nationwide · Online · Visit Website

12. United Way Worldwide — Free

Local United Ways provide housing assistance, food, financial coaching and 211 referrals for low-income women and families. Access the resource library, directory, and any helpline information directly at the website — no account is typically required. Useful for low-income women and families who need vetted, plain-language information on rental assistance, emergency shelter referrals, utility help, and housing search support. Available online 24/7 — free for qualifying women.

Nationwide · Online · Visit Website

13. Habitat for Humanity — Free

Affordable homeownership opportunities for working families in every state. Access the resource library, directory, and any helpline information directly at the website — no account is typically required. Useful for low-income women and families who need vetted, plain-language information on rental assistance, emergency shelter referrals, utility help, and housing search support. Available online 24/7 — free for qualifying women.

Nationwide · Online · Visit Website

14. Family Promise — Free

National network helping homeless families achieve sustainable independence through community-based programs. Access the resource library, directory, and any helpline information directly at the website — no account is typically required. Useful for low-income women and families who need vetted, plain-language information on rental assistance, emergency shelter referrals, utility help, and housing search support. Available online 24/7 — free for qualifying women.

Nationwide · Online · Visit Website

Frequently Asked

How many housing & financial resources are in North Carolina?
Women's Corner tracks 14 housing & financial resources for women in North Carolina.
Are housing & financial resources in North Carolina free?
14 of the 14 listed housing & financial resources in North Carolina are explicitly free or low-cost.
Which cities in North Carolina have housing & financial resources?
Listings span cities including Raleigh, Charlotte.
What are some examples of housing & financial resources in North Carolina?
Featured entries include NC Housing Finance Agency, Charlotte Housing Authority, Raleigh Housing Authority, NC Emergency Rental Assistance, Salvation Army NC — Emergency Aid.
Do these listings include phone numbers?
6 of 14 North Carolina housing & financial listings include phone numbers.
How long is the Section 8 waitlist?
It varies wildly — a few months in smaller markets, 5+ years in cities like LA, NYC, and DC. Apply to multiple Public Housing Authorities (PHAs) in your region. PHAs give preference to families with children, domestic violence survivors, veterans, and homeless applicants — make sure you check every preference box you qualify for.
What does 211 do?
211 is a free, 24/7 nationwide referral line run by United Way. Call or text 211 to reach a live specialist who connects you to local rent assistance, utility help, food, childcare, transportation, and emergency funds. They know the small local funds Google won't show you. Always start here in a financial emergency.
Can I get TANF as a single mother?
Yes — TANF (Temporary Assistance for Needy Families) is the main cash assistance program for low-income parents with minor children. Apply through your state's Department of Human/Social Services. Benefits, time limits, and work requirements vary by state. You can receive TANF and SNAP, Medicaid, WIC, and childcare assistance simultaneously.
What if I'm being evicted?
Call 211 and your local legal aid office the same day you're served — most states have Emergency Rental Assistance programs through the LIHEAP/ERA pipeline that can pay back rent. You have the right to a court hearing before eviction — don't move out before the hearing. DV survivors have additional protections under VAWA that block eviction based on the abuse.