Best Housing & Financial in Illinois — 15 resources

About Housing & Financial for Women

Housing and financial assistance for women combines federal programs (HUD, TANF, SNAP, LIHEAP) with state and local efforts. Section 8 Housing Choice Vouchers and public housing are administered by local Public Housing Authorities (PHAs), with VAWA giving survivors of domestic violence priority and emergency transfer rights. Emergency shelter and rapid rehousing run through HUD's Continuum of Care and Coordinated Entry. Mothers with custodial children typically qualify for TANF cash assistance and family-priority housing. Community action agencies and 211 lines coordinate utility help, emergency funds, and rent assistance. This directory covers PHAs, shelter systems, 211 referral lines, and community action agencies.

Housing & Financial in Illinois

Illinois handles family law through circuit courts in each of its 23 judicial circuits, with Cook County running its own Domestic Relations Division. The Division of Child Support Services handles enforcement. Chicago dominates the state; Aurora, Rockford, Joliet, Naperville, and Peoria follow. Legal Aid Chicago, Land of Lincoln Legal Aid, and the Illinois Coalition Against Domestic Violence support women.

15 Resources

1. Illinois Housing Development Authority — Free

IHDA at 111 E Wacker, Suite 1000 in Chicago is the state housing-finance agency that administers Section 8 vouchers downstate, the Illinois Rental Payment Program, and IHDA Hardest Hit homeowner assistance. Mothers facing eviction or foreclosure can call (312) 836-5200 weekdays 8:30am-5pm or check the website for current rental and mortgage-assistance applications. IHDA partners with HUD-approved counseling agencies across Illinois.

(312) 836-5200 · 111 E Wacker Dr Suite 1000, Chicago, IL 60601 · Mon-Fri 8:30am-5pm · Visit Website

2. Chicago Housing Authority — Free

CHA at 60 E Van Buren in the South Loop operates Chicago's public housing and Housing Choice Voucher (Section 8) program with about 50,000 voucher holders and 21,000 public-housing units. Waiting lists open periodically; mothers can sign up at applyonline.thecha.org. Call (312) 742-8500 weekdays 8am-5pm for current eligibility. CHA prioritizes DV survivors and families exiting homelessness through the Emergency Housing Voucher program.

(312) 742-8500 · 60 E Van Buren St, Chicago, IL 60605 · Mon-Fri 8am-5pm · Visit Website

3. Salvation Army Illinois — Emergency Aid — Free

Salvation Army Metropolitan Division operates more than 60 service locations across northern and central Illinois with rent, utility, and food assistance — funds typically come through township general-assistance partnerships and LIHEAP. Call (800) 725-2769 to find the nearest corps community center. Each location runs its own intake schedule (often Mon-Fri 9am-4pm), and assistance is generally one-time per crisis with required documentation.

(800) 725-2769 · Multiple locations statewide · Mon-Fri 9am-4pm · Visit Website

4. Catholic Charities of Chicago — Emergency Aid — Free

Catholic Charities of the Archdiocese of Chicago at 721 N LaSalle is the largest private social-service provider in Illinois with offices in every Cook and Lake county region. Emergency rent, utility, and basic-needs assistance is funded through Cook County, City of Chicago, and Department of Family & Support Services dollars. Call (312) 655-7700 weekdays 8:30am-4:30pm to find the regional intake site for your address.

(312) 655-7700 · 721 N LaSalle Dr, Chicago, IL 60654 · Mon-Fri 8:30am-4:30pm

5. Habitat for Humanity Chicago — Free

Habitat for Humanity Chicago at 20 N Upper Wacker, Suite 1540 builds and rehabs affordable homes for purchase by qualifying low-income families, with an emphasis on women-headed households. Buyers contribute 'sweat equity' hours and pay a no-interest mortgage. Call (312) 563-0296 weekdays 9am-5pm for current home applications, which open by neighborhood in the West Pullman, Austin, and Greater Grand Crossing areas.

(312) 563-0296 · 20 N Upper Wacker Dr Suite 1540, Chicago, IL 60606 · Mon-Fri 9am-5pm · Visit Website

6. Community Action Agencies — Illinois — Free

The Illinois Association of Community Action Agencies represents 36 CAAs covering every Illinois county. Each CAA administers LIHEAP energy assistance, weatherization, the Community Services Block Grant, and Head Start. Call (217) 789-0125 weekdays 8am-5pm to find the local CAA — examples include CEDA in Cook County, Embarras River Basin in southeastern Illinois, and BCMW in Centralia. Income limits typically run to 200% FPL.

(217) 789-0125 · Statewide network · Mon-Fri 8am-5pm · Visit Website

7. United Way of Metro Chicago — Financial Stability — Free

United Way of Metro Chicago partners with Center for Economic Progress, Heartland Alliance, and other Chicago-area agencies on free financial coaching, VITA tax preparation, and emergency-funds grants. Dial 211 anywhere in Cook County to reach trained navigators who route mothers to rent help, food, and benefits programs. United Way's Neighborhood Network Initiative concentrates services in 10 Chicago neighborhoods with the highest poverty rates.

211 · Chicago, IL · 24/7 via 211 · Visit Website

8. HUD.gov — Find Local Office — Free

HUD's Illinois field office is at 77 W Jackson in Chicago and oversees Section 8 voucher programs at IHDA and Chicago Housing Authority, plus the FHA mortgage program serving Illinois homebuyers. Mothers can search HUD-approved housing counselors statewide — including downstate agencies serving Peoria, Rockford, and the Quad Cities — at hud.gov/findacounselor. The site also lists current Illinois Continuum of Care leads for homelessness services.

Nationwide · Online · Visit Website

9. HUD Homeless Resources — Free

HUD's Continuum of Care page links Illinois mothers experiencing homelessness to their regional CoC lead — Chicago's CoC is administered by All Chicago, Cook County's by the Cook County Department of Planning, and downstate CoCs cover regions like Rockford, Peoria, and southern Illinois. Each CoC coordinates emergency shelter, rapid rehousing, and permanent supportive housing under federal McKinney-Vento funding.

Nationwide · Online · Visit Website

10. LIHEAP — Energy Assistance — Free

LIHEAP is administered in Illinois through IDHS and the Community Action Agency network, with applications opening in fall for heating assistance and reopening in summer for cooling. Illinois LIHEAP also funds the Percentage of Income Payment Plan for ComEd, Peoples Gas, Nicor, and Ameren customers. The federal LIHEAP page links Illinois mothers to the IL Help Illinois Families portal for direct application.

Nationwide · Online · Visit Website

11. Salvation Army — Find Help — Free

Salvation Army USA's locator routes Illinois mothers to the nearest corps community center for emergency rent, utilities, food pantries, and the Pathway of Hope case-management program for families with school-age children. Illinois locations include corps in Chicago, Rockford, Peoria, Springfield, Champaign, Bloomington, and the Quad Cities. Each location runs its own intake protocol; Pathway of Hope requires a six-month case-management commitment.

Nationwide · Online · Visit Website

12. Catholic Charities USA — Free

CCUSA federates Illinois Catholic Charities agencies in every diocese — Chicago, Rockford, Joliet, Peoria, Springfield, and Belleville. Each diocesan agency runs its own emergency assistance, housing, and family-support programs funded through diocesan, federal, and state dollars. The national site's locator helps Illinois mothers find the closest office, which often offers help regardless of religious affiliation.

Nationwide · Online · Visit Website

13. United Way Worldwide — Free

United Way Worldwide federates Illinois affiliates including United Way of Metro Chicago, Heart of Illinois United Way in Peoria, United Way of Central Illinois in Springfield, and rural United Ways downstate. Each operates 211, free tax prep, and emergency grants. Illinois mothers can dial 211 anywhere in the state to reach trained navigators who route to local United Way-funded programs.

Nationwide · Online · Visit Website

14. Habitat for Humanity — Free

Habitat for Humanity International coordinates Illinois affiliates in Chicago, the suburbs (DuPage, Lake, Kane, Will), Rockford, Bloomington-Normal, Peoria, Champaign, and Quad Cities. Each affiliate builds homes, sells them at no profit with zero-interest mortgages, and operates a ReStore funding the work. Illinois mothers can search the national site for the affiliate serving their county and check current home-application windows.

Nationwide · Online · Visit Website

15. Family Promise — Free

Family Promise has Illinois affiliates in DuPage, McHenry, and Lake counties (suburban Chicago) that coordinate emergency-shelter rotations among faith communities for homeless families. The model keeps mothers and children together (some traditional shelters separate teenage boys) and pairs shelter with case management. Family Promise of DuPage County and Family Promise of Lake County both have intake protocols on the national site.

Nationwide · Online · Visit Website

Frequently Asked

How many housing & financial resources are in Illinois?
Women's Corner tracks 15 housing & financial resources for women in Illinois.
Are housing & financial resources in Illinois free?
15 of the 15 listed housing & financial resources in Illinois are explicitly free or low-cost.
Which cities in Illinois have housing & financial resources?
Listings span cities including Chicago.
What are some examples of housing & financial resources in Illinois?
Featured entries include Illinois Housing Development Authority, Chicago Housing Authority, Salvation Army Illinois — Emergency Aid, Catholic Charities of Chicago — Emergency Aid, Habitat for Humanity Chicago.
Do these listings include phone numbers?
7 of 15 Illinois housing & financial listings include phone numbers.
How long is the Section 8 waitlist?
It varies wildly — a few months in smaller markets, 5+ years in cities like LA, NYC, and DC. Apply to multiple Public Housing Authorities (PHAs) in your region. PHAs give preference to families with children, domestic violence survivors, veterans, and homeless applicants — make sure you check every preference box you qualify for.
What does 211 do?
211 is a free, 24/7 nationwide referral line run by United Way. Call or text 211 to reach a live specialist who connects you to local rent assistance, utility help, food, childcare, transportation, and emergency funds. They know the small local funds Google won't show you. Always start here in a financial emergency.
Can I get TANF as a single mother?
Yes — TANF (Temporary Assistance for Needy Families) is the main cash assistance program for low-income parents with minor children. Apply through your state's Department of Human/Social Services. Benefits, time limits, and work requirements vary by state. You can receive TANF and SNAP, Medicaid, WIC, and childcare assistance simultaneously.
What if I'm being evicted?
Call 211 and your local legal aid office the same day you're served — most states have Emergency Rental Assistance programs through the LIHEAP/ERA pipeline that can pay back rent. You have the right to a court hearing before eviction — don't move out before the hearing. DV survivors have additional protections under VAWA that block eviction based on the abuse.